Shred360 Blog

S360 ID Badge Holder


Are you or your business in search of a holder for ID Badges? Have you ever been told you might need to ‘think outside the box’ for a solution? Well, at Shred360, we did just that and found the perfect ID Badge holder. Where’d we find it? In the lease likeliest of places…an online site that offers supplies for service dogs! What the what?! Yup…you read right.

The Raspberry Field is a great site that offers supplies for the service/working dog industry. These badge holders are well-constructed, fit easily onto our belts, and are really affordable. Check them out HERE. There are other options available, too. Just sniff around… See what I did there? And remember, when you’re searching for a solution, don’t be afraid to think outside the box. You never know what you might step in…I mean, find…along the journey.

Shred360 Blog

tax records

At Shred360, we are asked all the time ‘How long should I keep my tax returns or bank statements?’  Our first recommendation is to advise you to consult your attorney or tax adviser for their advice. But, we recently came across this great info from our friends at Consumer Reports and wanted to share it with you.  You will see listed below some general guidelines for various files and records and a recommended retention program. Again, if/when in doubt, please consult your attorney or tax adviser.

Tax season is the perfect time to start culling your paper piles and computer files and getting everything in order. You’ve already delved into your financial records, so you might as well take the time to organize them.

Why, you may wonder, should you make tax season even worse than it already is? There are plenty of good reasons for getting your papers in order. One is that if you haven’t completed your taxes, getting your paperwork in order will reduce tax-preparation anxiety. And if you have already filed your taxes, you’ll want to know how long to keep tax records and other financial papers in case you’re audited.

There are other instances when being organized can pay off. If you’re meeting with a financial adviser or attorney, you don’t want to spend hours wading through clutter to find the documents you need. If there’s a fire, flood or theft, you’ll need access to essential documents quickly. And if you become ill, well-organized paperwork will make it easier for your loved ones to locate your health-care power of attorney, insurance policies, medical records, and outstanding bills.

So what should you do? Divide your financial papers into four categories: Papers that you need to keep for the calendar year or less; papers that can be destroyed when you no longer own the item the cover; tax records, (we’ll tell you how long to keep your tax records); and, finally a category for papers to keep indefinitely.


Keep for less than a year

In this file, store your ATM, bank-deposit, and credit card receipts until you reconcile them with your monthly statements. Once you’ve done that, shred the paper documents (to avoid identity theft) or securely trash electronic files unless you need them to support your tax return. Keep insurance policies and investment statements until new ones arrive.

Keep for a year or more

You’ll want to hold onto loan documents until the loan is paid off. That will often be for more than a year. Then destroy those documents. If you own one or more vehicles, hold onto the titles until you sell them. If you have investments in stocks, bonds, mutual funds or anything else, keep the investment purchase confirmations until you sell the investment so you can establish your cost basis and holding period. (If that information appears on your annual statements, you can keep those instead.)

Keep for seven years

If you fail to report more than 25 percent of your gross income on your tax returns, the government has six years to collect the tax or start legal proceedings. So when it comes to determining how long to keep tax records (electronic and paper) we recommend seven years, just in case

Keep forever

Essential records such as birth and death certificates, marriage licenses, divorce decrees, Social Security cards, and military discharge papers should be kept indefinitely. Also hold onto defined-benefit-plan documents, estate-planning documents, life insurance policies, and an inventory of your bank safe deposit box (share a copy with your executor or your attorney).


Use a fireproof safe or password-protected electronic file for the following: Bank and investment statements, estate-planning documents, pension information, insurance policies, pay stubs, tax documents, and your safe deposit box inventory list.

Invest in a safe deposit box for papers than cannot be easily replaced: Original birth and death certificates, Social Security cards, passports, life insurance documents, marriage and divorce decrees, military discharge information, vehicle titles, an inventory of your home’s contents (in case you need to make an insurance claim), and loan documents.

Shred360 Blog

Logo 2Logo 5Logo 1

We now have a winner in the 2016 Shred360 Logo Design Contest! Pictured above are the top three finishers in the contest… From Left to Right above…Winner (Lacey C, Irmo SC), First Runner Up (Federico P, Tampa FL – and international student from Italy!) and Second Runner Up (Houston L, Irmo SC).

Shred360 is overwhelmed by the outstanding response to our 2nd annual logo design contest, which celebrates our birthday each January.  The staff of Shred360 was very impressed by the quality of artwork submitted by students this year. Shred360 received over 1000 entries in this edition of the contest. And all of you responded accordingly when voting for your favorite! In total, Shred360 received 1595 votes. WOW! Our winner (Lacey C from Irmo, SC) garnered top spot with a whopping 34% of the total vote (549 total votes!) Federico P narrowly took First Runner Up with 275 votes, while Houston L was close on his heels with 257 votes.

Our winner Lacey C is a student at Oak Pointe Elementary School in Irmo, SC, so the grand prize of $500 will be awarded to her school on her behalf. Oak Pointe Elementary School also submitted the most total entries into the contest (685!!) and will also take home the prize of $500 for most entries. Congrats to all of our Finalists, our Winner Lacey C, and to Oak Pointe Elementary School! Thanks to ALL that took the time and made the effort to contribute to a great contest! Shred360 looks forward to next year to see what 10 Years sparks in the minds of our students!


Shred360 Blog

food drive 1

food drive 2

food drive 3


Shred360 would like to thank EVERYONE that participated in our February Food Drives and Shred Day events. They were an overwhelming success, which wouldn’t have been possible without YOU!  Events were held in Chapin, North Charleston, Greenville and Myrtle Beach in support of our February Food Drives which benefited Chapin We Care, Harvest Hope Food Bank, and the Salvation Army food pantries. In total, $1375 was collected in cash donations…and over 1600 pounds of non-perishable food items!! WOW!! This translates into OVER 15,000 MEALS that will be provided to those less fortunate in our area. Thank you all for your support!


Shred360 Blog

New Location Photo

Many of you in the Columbia and Irmo area may have noticed that Shred360 has moved from its familiar location on Western Lane along I-26… Shred360 is proud to announce its new location at 140-A Crouch Commercial Court in Irmo. Although we’ve moved, we didn’t move far…only about 200 yards down the street. Take a look at the photo above to easily find us! We still have our same great service and even the same phone numbers!

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